As the leading experts in Auto Insurance West Palm Beach we are often asked if there are ways to lower auto insurance. Of course coming to us to find a great policy is place to start as we can search the market and find you a deal but there are other ways of lowering your auto insurance that you can carry out and will make a real difference.
Here are our great ways to make sure that you save on your next auto insurance at renewal.
Think about the car you buy
One great way to make sure that you save on your auto insurance is to think about it when it comes to buying your next car. As part of the decision-making process where you compare cars, process and running costs take a little time to research how much your new car will costs to insure. Making the right decision here can save you thousands in insurance costs over the lifetime of the car. A large part of your premium is based on the make and model of the car along with details about you so do a little research and you could save big.
Go for a higher deductible
As the number one choice for Auto Insurance West Palm Beach we are often asked by our customers how to lower their insurance premium. One sure-fire way is to have a higher deductible. The deductible is the amount that you will pay towards any insurance claim – the higher that is then the lower the risk for the insurance company. Just a simple change of a few hundred dollars can cut up to 30% off your insurance premium. Always remember to have money set aside in case you have a claim and need to stump up this deductible cash.
Remove collision cover
If you have an older car then it might not make any financial sense to keep collision coverage, If the car is old and low value then the extra insurance costs could be more than you would receive on a claim. Check out the many online tools that allow you to get an estimate of the value of your car. It can give you the information you need to make a big saving.
Look for extra discounts
Many insurers give discounts for drivers that they deem to be a lower risk. We can help you to research the driver discounts that could make a big saving on your new premium, such as –
As the prime Auto Insurance West Palm Beach we are here to help you save money on your auto insurance. If you have any questions or you are coming up for renewal then get in touch and we will show you how we can save you money.