We speak to many people that feel as though they don’t need homeowners insurance. Once the mortgage is paid off and the requirement from your lender to cover the home lapses it can be easy to fall into the trap of not renewing your homeowners insurance. Other we speak to keep the same policy year after year without shopping around to see if they have the two things that really matter with a homeowner’s insurance policy-
As the leading company for West Palm Beach Homeowners Insurance we are here to help people avoid an emergency becoming a disaster. If something happens to your home then as long as nobody is hurt you can overcome it – especially if you have the right policy and the insurance company foots the bill.
There are many risks in West Palm Beach that mean homeowners insurance something that you see as essential. Here is our guide to what are the risks in West Palm Beach that make homeowners insurance a must
Damage from water
Being so close to the sea, the Everglades and so many lakes means that Florida sees more claims for water damage than any other. With potential floods becoming all the more likely this is an area that makes homeowners insurance an absolute must. Check to make sure that your policy covers you for water damage. If it does not, or you are not sure then give us a call and we will check it out for you.
An unfortunate fact of life is that there is crime in the West Palm Beach area. It isn’t as nig an issue as in some parts of the country but there is always that risk that someone breaks into your home and takes your valued possessions. Make sure that you have a homeowner’s insurance policy that covers all of your possessions. It doesn’t costs a lot per month to give you peace of mind that your belongings could be replaced in the event of a burglary.
Your West Palm Beach Homeowners Insurance policy should be about much more than a piece of paper that you file away each year. A quality policy allows you to relax in the knowledge that you are covered should the worst happen to your home.
We all know about this in hurricane season. High winds can cause a lot of damage to your property by acts such as –
Make sure that your West Palm Beach Homeowners Insurance policy covers you for damage by winds. We have a range of policies that will help you should the worst happen to your home from high winds so come and speak to us to make sure that you are covered.